Guaranteed Approval Even If You Have Bad Credit - Loans For Everyone

To be in dire need is almost never a good thing, unless you know that your need will be satisfied quickly and easily. Whether it be the need for food, water, employment, or companionship, when you have a need you want it satisfied.

In fact, Maslow's Hierarchy of Needs tells us that once we have satisfied our basic bodily needs such as those for breathing, food, water, reproduction, and sleep, our next-most important set of needs involves safety and security. Rounding out the list come the needs for love, esteem and creativity.

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As you might have noticed, there is a common thread tying all of these needs together: money. That's right: in order to fulfill almost each and every one of your needs - except for breathing and reproduction - you need money to satisfy it. You need money to buy food and water, have a safe place to sleep, and clothes to wear. You need money to get an education, find a job, and accomplish something rewarding in life.

With money being so central to the fulfillment of all of these needs, it is very frustrating when you cannot get access to the cash you need when you need it - especially when you have a bad credit score.

Sure, you will hear people you know arguing that if you are in urgent need of money, you must have made a mistake along the road. They will accuse you of:

1. not being a good financial planner.

2. being irresponsible and reckless with your spending habits.

3. being one of the people who just seems to have bad luck.

4. not being able to hold down a well-paying job.

Well, those naysayers can go take a long walk off of a short pier! They must have forgotten what it is like to hit a rough patch in life. We all hit a touch spot at one time or another, and we all deal with it differently. But, regardless of what your situation is and how you got here, it does not change the fact that you need access to money now.

If you are looking for guaranteed approval (even if you have bad credit ), loans are just around the corner. Here are 5 tips for getting your loan approved, even if you have a low FICO score:

1. Look for a lender who will provide online approval: In the case of some lenders, you will need to call them directly to get instant loan approval. However, try to find lenders who will allow you to apply online. That is the fastest, most efficient way to get approved.

2. Determine how much you need to borrow: Before you contact them, make sure to figure out just how much money you plan to borrow. Since your loan will require that you pay interest, it is wise to only borrow as much as you actually need.

3. Decide how fast you can pay back the loan: Of course, going back to the issue of interest, you will benefit financially from paying the loan back over a shorter time period. Try to figure out when you will be able to earn or receive the money required to pay back your loan.

4. Determine what your interest rate may be: Before contacting the lender, also consider the interest rate. Find an online loan interest calculator to figure out how much interest you pay - and what your payments will be - at different interest rates. Decide the maximum rate you are willing to pay.

5. Compare multiple lenders: Just like with dating, buying a car, or applying for a job, be sure to compare at least a few lenders. Once you have made your plan and know exactly what you need, contact at least 2 or 3 lenders. Don't just let the first lender convince you that they are the best choice for you. Believe me, each one of them wants your business and will try to close the deal with you right away. Avoid the temptation!

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