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Thursday, July 18, 2013

Prerequisites For Bad Credit Loans


Some financial situations can be handled without loans whereas some of them need exterior help from banks and financial institutions. The people under bad credits are the ones usually refused any kind of loan sanctions most of the times. But now things have changed and they are also eligible for loans known as cash loans bad credit. Poor credit loans are being sanctioned to people who have a lot of arrears and unpaid bills pending in their closet.

To be eligible for cash loans poor credit there are certain prerequisites one must fulfil, only then would they qualify for a loan sanction. These prerequisites are such as applicant must be over 18 years of age at the time of application. They must also be a valid citizen of the UK. It is mandatory to have a bank account. They must be employed with a permanent job which has lasted for more than 6 months at the time of application. The income must not be less than 1000.

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The procedure of application is very easy. It can be easily done online as there are many websites offering cash loans poor credit to users these days. You can do a thorough research before deciding to go for any of these lenders. You are not required to provide any security as these are unsecured cash loans. All you need to do is just provide your name, age, sex, address and email along with your bank account number and credit card details if you use one.

For poor credit loans one can avail an amount from 200 to 25000. One can easily repay this amount over a period of 25 years. People who fall under the bad credit category are those who have bankruptcy, CCJ, IVA, arrears, insolvency etc. But you can be relaxed over you bad credit score as these don't matter when your loan has to be sanctioned. You will successfully avail them.


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